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Buying a Property
Steps to buying the right property

Define your criteria
Decide what you are looking for in a property - whether you need parking and a garden, how many bedrooms you need, if it's a house, flat/ apartment, or even a building plot - and choose an area on which to focus your search. Consider what you want out of the location - are local schools, transport links and shops important to you? Register your details with us, and we will start your property hunt for you. You will benefit from text alerts, e-mails or a quick phone call (your preferred method of contact) once we get a property on the market that might be just what you are looking for. We will arrange a viewing on your behalf at a time that is convenient to yourself and the vendor.

You will also need to work out what is your budget. If a mortgage is needed, then getting an Agreement in Principle from your lender will put you in a stronger position once we have found the right property for you.

Arrange a viewing
If one of our properties meet your criteria, the next step is for us to arrange a viewing at a time that is convenient to both yourself and the vendor.

Making an offer
When you find a property that suits you, and is just what you are looking for, make an offer. We will submit your offer to the vendor both verbally and in writing. You will also receive a written confirmation that your offer has been forwarded and kept updated on the progress.

Acceptance
If your offer is accepted, the property will then be advertised as SSTC (sold subject to contract. All offers are subject to survey and contract). You will now need to appoint a solicitor to start working on a contract on your behalf.

Surveys
Your lender (if the property is mortgaged) should arrange a surveyor to value the property within a few days of agreeing to the mortgage in principle.

Exchange of contracts
After your solicitor or conveyancer has completed all the necessary checks you will be asked to sign a contract legally committing you to the purchase. At this point you will need to pay a deposit for the property - usually at least 5% of the price. At this point you will agree a date to complete the sale.

Completion
This date is agreed between your solicitor and the vendor’s solicitor, usually a few weeks after the exchange of contracts. This is when the property finally becomes yours. We can now hand over the keys to you!

Move in
Brace yourself for a house full of boxes!